Arizona Notary Bond Requirements

Is a notary bond required in Arizona?

Yes. Under the Arizona Administrative Code (R2-12-1103), a notary public must purchase a $5,000 bond before being commissioned. The rule sets out exactly how the bond is handled: the original bond is filed with the clerk of the superior court in the applicant’s county of residence, and a copy of the bond is filed with the application submitted to the Secretary of State’s Office.

Arizona ties the notary’s oath of office to the bond itself. The bond must contain the oath of office on its face, and the notary endorses it by signing beneath the oath — using the exact name under which they applied to be commissioned. This links the notary’s sworn promise to faithfully perform their duties directly to the financial guarantee.

The bond protects the public. If a notary’s improper act causes harm, an injured party may claim against the $5,000 bond. Because the surety can seek reimbursement from the notary for any amounts it pays, the notary remains personally responsible.

How to become a notary in Arizona

1. Confirm you meet the eligibility requirements set by the Secretary of State.
2. Purchase your $5,000 notary bond, which must include the oath of office on its face.
3. Pass the notary competency examination. Since July 1, 2025, all new and renewing notaries must pass this proctored exam (a passing grade of 80% is required). A fee is assessed for each proctored examination.
4. Submit your application to the Secretary of State along with a copy of your bond and any required documentation.
5. File the original bond with the clerk of the superior court in your county of residence.
6. Once commissioned, review your certificate to confirm your name, county of residence, and commission dates. The commission length is four years.

Bond vs. E&O insurance in Arizona

The $5,000 bond is mandatory and safeguards the public — not the notary. If the surety pays a claim, it can recover that amount from the notary. Errors and omissions (E&O) insurance is optional and is designed to protect the notary, helping to cover legal defense and losses from unintentional errors. Arizona does not require E&O insurance; whether to carry it is up to the individual notary.

Renewing your Arizona commission

Arizona commissions last four years, and you may renew up to two months before your term expires. If you are unsure when your commission ends, you can check your stamp or the Secretary of State’s online search feature. Renewing notaries must pass the competency examination just like new applicants, and because the bond runs with the commission, you should have a current $5,000 bond in place — filed with the superior court clerk — for the new term.

Remote online notarization in Arizona

Arizona authorizes remote online notarization. Notaries who wish to perform electronic and remote online notarizations complete an additional authorization process with the Secretary of State and must meet the statutory requirements for notarizing for remotely located individuals. Review the Secretary of State’s Remote & eNotary resources for the current registration steps, approved technology providers, and recordkeeping rules before performing remote acts.